 |  |
| National | Average Rate | Points | APR |
| 30-Year Fixed | 6.000% | 1.248 | 6.185% |
| 15-Year Fixed | 5.375% | 1.360 | 5.698% |
| ARM | 6.500% | 2.855 | 5.691% |
| * Conforming FNMA Loan Amount | |||
| |
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